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- Student Loan : r StudentLoans - Reddit
You're allowed to spend the federal loan money on authorized educational expenses as per the MPN you sign to take out the loan in the first place If you can pay back the loan within 120 days of the disbursement date then yes it falls under the "loan cancellation" provision where it will cancel that portion of the balance as if you never took
- r StudentLoans: Reddits hub for advice, articles, and discussion . . .
Welcome to r StudentLoans, the largest and oldest reddit community for discussion, information, and assistance related to the topic of student loan debt Please feel free to join the conversation, discuss experiences, or ask for help NOTES: The goal is to be unbiased and clear with news and information pertaining to student loans Mods will
- student loan - Reddit
He did discuss Federal Student Aid’s efforts regarding targeted loan forgiveness and the restart of repayment of federal student loans in February 2022 Targeted loan forgiveness includes U S Department of Education efforts concerning automated disability discharge, borrower defense to repayment discharge, and the Public Service Loan
- How much student loan debt do you have? : r StudentLoans - Reddit
r StudentLoans: Reddit's hub for advice, articles, and general discussion about getting and repaying student loans Knowing a major chunk of my income is being eaten up by student loan interest has meant I will probably have to put off ownership until my mid-40’s to early 50’s, unless my financial situation changes drastically in the
- Im 100k in private student loan debt with Sallie Mae, any advice? - Reddit
For private student loans? All you can really do is aggressively repay while regularly refinancing to lock in lower fixed interest rates Here's the refinancing boilerplate: With private student loans the general advice is to try to refinance every 12-18 months to chase lower interest rates while you aggressively try to pay it off
- What is the best way to go about getting a student loan for me . . . - Reddit
To get a federal loan, fill out the FAFSA and accept the offer when it comes via your financial aid office To get a private loan, simply google best private student loans and go down the list of lenders, getting 3-quotes You’ll likely need your parents to co-sign for the loan as well, so they will be involved in the process
- Credit scores decline for millions as US student loan collections . . .
The Federal Reserve Bank of New York reported that in the first three months of 2025, 2 2 million student loan recipients saw their scores drop by 100 points, and an additional 1 million had drops
- What does Reddit get wrong about student loans?
Welcome to r StudentLoans, the largest and oldest reddit community for discussion, information, and assistance related to the topic of student loan debt Please feel free to join the conversation, discuss experiences, or ask for help Rules: 1) No referral links codes Do not offer or ask for referral codes Do not post your link code here
- Advice on student loan repayment options - Bogleheads. org
toddthebod wrote: Sun Jul 02, 2023 7:08 pm I don't see anywhere in your post where you told us the interest rate on your loans Unsubsidized Stafford loans were <3% two years ago and >7% today Regardless, assuming you have consolidated your loans to 20 year fixed, I would make the minimum payment every year, apply for the grant, and take the PSLF in 10 years Even if the interest rate is 7%
- Pros and Cons of Consolidating Student Loans - NerdWallet
Let’s say you took out four federal loans totaling $20,000 If you paid them off over a standard 10-year term, you would pay $193 per month and a total of $23,229, including interest
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