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  • Keep Trying After Getting Denied by Credit Union?
    My credit union just denied my application for a new auto loan I don't know if I should give up or try to find a different lender My income is high (around $110K), but I have the student loans to match, so my DTI with my desired new car payment would be around 48-49% My credit scores are dec
  • Instant Credit Union CC Approvals? - myFICO® Forums
    Re: Instant Credit Union CC Approvals? Sure there are some but chances are always much greater even with instant approval an UW looks over it and can request more information such as POI or deny it due to other factors such as too much available credit, etc CU's edge on side of caution and proof of income a lot more thank banks
  • Digital Federal Credit Union and First Tech Federal Credit Union . . .
    Re: Digital Federal Credit Union and First Tech Federal Credit Union Announce Intent to Merge I wonder if, and if so how, their being in this period leading up to a merger affects their underwriting practices
  • HYSA from a credit union - myFICO® Forums - 6806589
    I'm looking for high APY savings accounts from a credit union Preferably a credit union that is easy to join Not a certificate or money - 6806589
  • Odyssey rewards world elite mastercard - First Tech Federal Credit Union
    Re: Odyssey rewards world elite mastercard - First Tech Federal Credit Union would love to hear your experience and what they asked for during UW There is a branch in Cupertino ( Northern California ) that is really close to me Ive been meaning to open an account with them
  • Do credit unions verify prove your eligibility whe. . . - myFICO® Forums . . .
    Do credit unions verify prove your eligibility when you join via roommates? I joined UWCU (University of Wisconsin credit union) So I live in a house with my older sister and her boyfriend in the Minneapolis, MN area Her boyfriend is from Wisconsin and most of his family is living in Wisconsin
  • RSUs and a mortgage - myFICO® Forums - 5245001
    Hello: I am in the process of prepping for a mortgage I think I've hit a roadblock! With my job a significant part of my compensation is in the form of RSU's (Restricted Stock Units) My base salary is $110k, but, I have 4 grants per year that vest for length of my career at this company I als
  • PNC Unlimited Cash Decline - myFICO® Forums - 6788859
    State Department Federal Credit Union Dover Federal Credit Union Fortera Federal Credit Union - They have a couple credit cards with 2% cash back For whatever it is worth I used the prequalify option with State Department FCU The prequal is a soft pull The app itself is a hard pull I have been happy with credit union




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