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  • Toyota Financial Approval? - myFICO® Forums - 6478896
    So what are my chances of approval with Toyota Financial to get tier 2 or up? Swallow your pride and buy a used Toyota out of a lease with 25-35k miles on it Got mine last year through Toyota Financial 0% APR $17250 for a 2018 model Sure, it doesn't have automatic seats but the trunk goes up on it's own and it's reliable Oh, the sunroof too
  • Toyota Financial Approval w Bad Credit - myFICO® Forums
    Toyota Financial Approval w Bad Credit Hey all! My scores have tanked this last year due to credit card utilization I bought an Explorer ST back in August, and it just wasn't what we needed, so we looked at a 2025 Toyota Camry I knew my credit was crap going into this, but figured God can work miracles sometimes, and boy did he
  • Toyota Dealership Toyota Financial Tips - myFICO® Forums
    Re: Toyota Dealership Toyota Financial Tips + Approval Here's another data point In April 2021, I qualified for 2 99% at 72 months or 1 99% interest rate at 60 months through Toyoto Financial I bought a 2021 Toyota Venza, and my 2015 Toyota Corolla with 200k miles on it was traded in for $5k to my surprise
  • Financing through Toyota Financial - myFICO® Forums - 5325632
    Re: Financing through Toyota Financial TFS can finance down to deep sub prime Only problem is, I heard recently that their loans count as consumer finance accounts now, which hurt your credit score
  • Toyota Financial - Anyone know who they pull from?
    Re: Toyota Financial - Anyone know who they pull from? I believe they will use your previous payment history with them As long as you paid them on time they will approve new loan at same tier the previous car was approved at I know this was the case for me when lease was up on my wife’s Lexus 3 months after discharge
  • Toyota Financial Payment Question - myFICO® Forums - 5284783
    Re: Toyota Financial Payment Question No this will not affect your credit whatsoever, your payment was made before the due date first and foremost, it just isn't posted to your account until it is processed
  • Toyota Financial - myFICO® Forums - 6229564
    Toyota Financial At first they told me they wanted to pull all three, specifically: Equifax Auto 09, TransUnion FICO Auto 8, and Experian Auto Loan 8 I told them I didn't want that, and said they can choose one beauru and one credit report Sales gal came back from her "manager's" office and said "that's fine, we can just use one"
  • Question about Principal Only Payment to TFS - myFICO® Forums
    I have an auto loan with Toyota Financial Services, and I'd like to make a sizeable principal only payment I know I have to mail it in separately, but my question is how will this affect the rest of the loan? Will it recalculate the monthly payment, or will it shorten the length of the term? I'll p




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