Best CD rates of December 2025 (Up to 4. 20%) - Bankrate Opening a certificate of deposit (CD) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing guaranteed growth for a set
Certificate of Deposit - View CD Rates and Account Options A CD (certificate of deposit) is a type of deposit account that’s payable at the end of a specified amount of time (referred to as the term) CDs generally pay a fixed rate of interest and can offer a higher interest rate than other types of deposit accounts, depending on the market
Open a Certificate of Deposit (CD) Account Online | Wells Fargo A Certificate of Deposit (also known as a CD or Time Account) is a financial product that usually pays a fixed interest rate for a set period of time, ranging from a few months to several years
Certificate of Deposit | Charles Schwab CDs are bank deposits that pay a stated amount of interest for a specified period of time and promise to return your money on a specific date They are federally insured and issued by banks and savings-and-loans institutions
How does a CD work? | CD rates explained | Fidelity Understand certificates of deposit (CDs) with this helpful guide Learn how CD rates work and what may impact the market price of your brokered CDs Plus, get step-by-step instructions on how to buy CDs