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- What is Calsavers and should I opt out of it as a struggling . . . - Reddit
IRAs are accounts you (usually) open on your own, and you're probably better off doing that instead of sticking with CalSavers In fact, it might be smart to open a better IRA right now and transfer the money from your CalSavers account to it Even if you don't do that, CalSavers is a better retirement account than a regular savings account
- Is CalSavers a good idea? : r personalfinance - Reddit
The only administrative charge for CalSavers is in the form of an asset-based fee of approximately 0 825% to 0 95%, depending on your investment choice Source While there are certainly much worse expense ratios in some 401k plans you can easily get much lower expense ratios buying an index fund or target date fund from Fidelity, Vanguard, Schwab
- How to opt out of that CalSavers thingy? : r fresno - Reddit
California passed a law mandating employers offer a retirement plan CalSavers is kind of the "default" plan employers can use run by a company the state selected It is a Roth IRA type of account I believe there are limited investment options If an employer is already offering a retirement plan, they dont have to participate in CalSavers
- Calsavers’ Contribution Deducted from Pay Check but Not . . . - Reddit
According to my account my employer has not submitted a Calsavers contribution since June 2023, although my pay stubs show the deductions I reached out almost 2 weeks ago and have not received a response other than “I’ll look into it ” I also emailed Calsavers on Monday and am waiting for a response
- Any advice on what to do with my CalSavers? : r personalfinance - Reddit
CalSavers is an absolute joke and a racket Its a state run Roth so literally the worst of all worlds Any half shit employer should have their own deferred comp plan, they can call up any of the big names and get a plan going in a few days I would get any money moved somewhere else ASAP
- How do I transfer from calsavers to fidelity? : r . . . - Reddit
As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates
- CalSavers? : r IHSS - Reddit
An unofficial sub dedicated for In Home Support Services IHSS is a Human Services Department program in California, designed to help low-income elderly and people of any age living with a disability remain living safely and independently in their own home
- Opt out of CalSavers : r personalfinance - Reddit
CalSavers is a California state run retirement "plan" It is a mandate on all businesses with 5 or more
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