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- Credit - Wikipedia
Credit (from Latin verb credit, meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date
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Credit is an agreement between a creditor (lender) and a borrower (debtor) The debtor promises to repay the lender, often with interest, or risk financial or legal penalties There are many
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We hear a lot about credit — credit reports, credit scores, credit freezes, credit monitoring What does it all mean for you? Your credit matters because it affects your ability to get a loan, a job, housing, insurance, and more
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