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  • Portfolio Recovery Associates - myFICO® Forums - 6004881
    Re: Portfolio Recovery Associates Most of what I have read states that many times PRA is unable to verify debts and therefore does not process to filing lawsuits if you request verification Not only that requesting verification would have provided me 30 days to prepare my next actions
  • Anyone deal with PORTFOLIO RECOVERY ASSOC - myFICO® Forums
    Yes Portfolio Recovery's standard policy is to delete after settlement payment They openly state that on their website It may take up to around 60 days to be removed after the payment because they update once to paid and then do the removal My experience with them has been smooth and they were willing to settle and still delete after the
  • I got rid of Portfolio Recoverys Harassment! - myFICO® Forums
    Re: I got rid of Portfolio Recovery's Harassment! Grats on getting that taken care of, they bothered me for years by mail and phone for unpaid COs in the early 2000s, told them many times not to call, sent a C D when I lived at a different address when I moved they began the phone calls again so I ended up blocking all their numbers and the
  • What is Portfolio Recovery up with this letter? Is . . . - myFICO® Forums
    The collections show the wrong year of date as 2020 (off by years!), I knew I needed to get them taken off but I didnt get to research if that would trigger them to start calling and sending me letters again But now here comes this letter, but this is for yet another Portfolio Recovery but for an old Paypal debt in the 800 00's
  • Help with negotiating with Portfolio recovery over the phone.
    So after doing some research and reading I am going to call PRA and try to negotiate a seetlement for my 2 accounts with them My total with 2 accoints is about 4400 for 2 cap 1 accounts About 3 5 years old My questions Does anyone have experience with settling with them on the phone? If we come
  • Portfolio Recovery Associates bought my account - myFICO® Forums
    Which led me to forget about the account since it was not on my credit report Synchrony ended up taking over these accounts The account has not been reported by them (yet) not sure if it will I ended up getting a letter in the mail from Portfolio Recovery Associates saying that they bought my account and the debt is owed to them Debt is $980
  • Portfolio Recovery Associates New Policy Deleting . . . - myFICO® Forums
    Portfolio Recovery Associates New Policy Deleting Collections Accounts is REAL!!! As of October 2018, PRA now deletes paid trade lines from credit reports and this is accurate I can attest I wanted to share the details and data points experienced throughout this process
  • Portfolio Recovery Associates Stalking Me Through Soft Inquiries
    Re: Portfolio Recovery Associates Stalking Me Through Soft Inquiries I had them do a soft pull on my TU in Sept last year They aged off my reports in April of last year; well past SOL for my state and well over seven years for CR




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