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  • Unlock | Access your home equity without a loan
    Unlock helps everyday American homeowners that have been left behind by the traditional home and finance system While there are many ways to tap home equity, a home equity agreement (HEA) from Unlock is unique because it was designed to help families solve their financial challenges, and in doing so help them live more successful financial lives
  • How it Works - Unlock
    Unlock’s home equity agreement (HEA) has a simple approval process An Unlock HEA is not a loan There’s no interest rate uncertainty and no monthly payments It’s available to property owners of all ages—unlike reverse mortgages You don’t need perfect credit to qualify
  • What it Costs - Unlock
    How much you will receive from the sale will depend on the amount payable to Unlock, the outstanding balances of any loans secured by your property, and real estate commissions and other costs associated with the sale of your home See the Unlock Product Guide for more details
  • FAQ - Unlock
    Through our HEA, Unlock provides a lump sum of cash (up to $500,000) in exchange for a portion of your home’s future value There are no monthly payments and no interest charges You can sell your home or buy out Unlock at any time, or you can buy out Unlock in partial payments whenever you want over the 10-year term without penalty
  • About - Unlock
    Unlock is helping homeowners access their equity in the following states: Arizona, California, Florida, Indiana, Kentucky, Michigan, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Utah, Virginia, Washington
  • Unlock - Home Equity Release Application - Short Form (Get Started Page)
    Welcome! We’re glad you’re here and want you to know that we respect your privacy and your right to control how we collect, use, and share your personal data
  • Apply
    Unlock helps everyday American homeowners that have been left behind by the traditional home and finance system While there are many ways to tap home equity, a home equity agreement (HEA) from Unlock is unique because it was designed to help families solve their financial challenges, and in doing so help them live more successful financial lives
  • Legal - Unlock
    Unlock helps everyday American homeowners that have been left behind by the traditional home and finance system While there are many ways to tap home equity, a home equity agreement (HEA) from Unlock is unique because it was designed to help families solve their financial challenges, and in doing so help them live more successful financial lives




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