Home page - The California FAIR Plan What is the California FAIR Plan? The California FAIR Plan was established so that all California property owners have access to basic fire insurance when access to coverage in the traditional market is not available through no fault of the property owner
About the FAIR Plan - California The FAIR Plan exists to provide insurance to Californians who cannot find coverage through no fault of their own The FAIR Plan serves as a temporary safety net for property owners until traditional insurance coverage becomes available
California FAIR plan: What is it, and what does it cover? The California Fair Access to Insurance Requirements (FAIR) Plan was developed in 1968 in response to traditional insurance being more challenging to access It was created as a safety net for property owners who can’t get conventional insurance
California FAIR Plan Explained: Coverage, Costs How to Get Back to . . . The FAIR Plan—Fair Access to Insurance Requirements Plan—is a state-mandated insurer of last resort established in 1968 It exists to ensure that every California homeowner can obtain basic property insurance coverage, even when private insurers refuse to underwrite policies
CA Fair Plan Insurance: Your Ultimate 2026 Guide Get essential fire coverage with CA FAIR Plan insurance when you can't find a traditional policy Our guide explains costs, eligibility, and how to apply See if you qualify
Understanding California FAIR Plan insurance: Coverage, limits . . . A California FAIR Plan is a type of home insurance policy that’s available through the state’s FAIR Plan Association It provides basic fire coverage to California homeowners who aren’t able to get home insurance through a private insurance company due to factors like wildfire risks
The “Make It FAIR” Act: Big Changes for the Safety Net The California FAIR Plan (short for Fair Access to Insurance Requirements) was originally designed to be a temporary solution—a basic insurance option for homeowners who couldn’t find coverage in the traditional market